Privacy Statement

We will treat your personal details with all due care. We adhere to the GDPR (General Data Protection Regulation).

Use of your data 

We use the information we receive from you to analyse your financial situation. From this follows our advice on which steps you can take to realize the desired financial goals. This may relate to the build-up of your assets or another specific purpose. It can also relate to a certain return that you wish to achieve.
We use your data to provide financial products and/or financial services to you, to optimize our services to you, to strengthen the relationship with you, to manage the resulting relationships, for activities aimed at increasing the customer base, for possible future marketing activities, for statistical analyses, to be able to meet legal obligations and within the framework of guaranteeing the safety and integrity of the financial sector, our organization, employees and clients. Sometimes third parties are engaged for the execution of our services.
We do not provide your personal data to third parties, unless we have to do so legally or have received your permission for this.

Third parties 

Both in the context of drawing up an advice and when you ask us to implement (or change) parts of an advice, it may happen that we have to contact the custodians, brokers, your other asset managers and other specialists (financial planners, estate planners etc.) that are relevant to the implementation of this advice.
For financial service providers (in particular custodians) this concerns the information they need to be able to determine whether and under what conditions they wish to issue a proposal (for example, the opening of a securities account). In case of information sharing with other specialists, data is concerned that is specifically needed to answer your questions.
We will only pass on your personal data to third parties when it is necessary to perform a specific part of your assignment. We only provide information that these third parties really need to carry out the work we have requested for you. We do not provide your personal data to third parties without your permission, unless we have to do so legally.

Marketing 

We send messages that inform our customers and interested parties about our services and about developments in financial markets. We use your e-mail address for this purpose. In the "mailing" there is a link through which you can unsubscribe. Your e-mail address will then be permanently deleted from the list.
If you fill in the contact form on our website or send us an e-mail, we will save the data that you send us. We do so for as long as is necessary for answering your questions or handling a file. After that, your data will be permanently deleted.

Protection of your data 

We have taken technical and organizational measures to prevent unauthorized third parties from becoming acquainted with these data.
That is why we protect that data. We take technical and administrative security measures to achieve this. With these measures we reduce the risk that the data will be misused. We want to prevent loss, misuse, unauthorized access, disclosure and modification of the data. The security measures can consist of: firewalls (hardware and/or software to secure the computer), encryption of data, and physical and administrative checks of access to the data and servers. If you believe that data has been misused, please contact us.
Furthermore all our employees have signed a confidentiality agreement.

Storage period 

We do not store the data longer than necessary to carry out the assigned work for you, or for the minimum legal storage period.

Modifications 

We reserve the right to update this privacy statement.
Andreas Capital SA
Building One on One
1, Route d'Esch, L-1470
Luxembourg